body {
    margin: 0px;
    padding: 0px;
    background-image: url(bground.jpg); background-repeat: no-repeat; background-attachment: fixed; background-position: center 50px;
    font-family:verdana,serif,"Times New Roman",Times;font-size:8pt;
}
div#header {
    clear: both;
    height: 50px;
    padding: 1px;
    background-color: #cff0f5;
}
div#left {
    float: left;
    width: 80px;
    background-color: #ffffff;
}
div#right {
    float: right;
    width: 80px;
    background-color: #ffffff;
}
div#middle {
    padding: 0px 80px 0px 80px;
    margin: 5px;
}
div#footer {
    clear: both;
    float: bottom;
    height: 50px;
    padding: 5px 0px 0px 0px;
    background-color: #cff0f5;
}

a{color:#101500}
a:hover{color:#adc0e1;}
a:visited{#101500}
td{font-family:verdana,serif,"Times New Roman",Times;font-size:8pt;color:#253520}
p{font-family:verdana,serif,"Times New Roman",Times;font-size:10pt;color:#253520}
h3{font-family:verdana,serif,"Times New Roman",Times;font-size:16pt;font-variant: small-caps;color:#253520}
h4{font-family:verdana,serif,"Times New Roman",Times;font-size:12pt;color:#495481}
h5{font-family:verdana,serif,"Times New Roman",Times;font-size:12pt;color:#253520}
h6{font-family:verdana,serif,"Times New Roman",Times;font-size:9pt;font-variant: small-caps; color:#4d445f}
hr{color:#bdb76b}